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Federal Energy Tax Credits (Expired)

The federal Section 25C energy tax credits expired on December 31, 2025. The information below is provided for homeowners who completed qualifying work before that date and still need to claim credits on their tax return.

These credits expired December 31, 2025. Federal 25C tax credits are only available for qualifying work completed on or before 12/31/2025. If your project was completed after that date, these credits do not apply. Efficiency Maine rebates are still available and can offset 30–60% of your project cost.

What Were the Federal Energy Tax Credits?

Under Section 25C of the tax code (as expanded by the Inflation Reduction Act), homeowners could claim a tax credit equal to 30% of the cost of qualifying energy-efficient home improvements completed through December 31, 2025. Unlike a deduction, a tax credit reduces your tax bill dollar-for-dollar.

If you completed qualifying work before the expiration, these were the annual limits:

  • Up to $2,000/year for heat pumps and heat pump water heaters
  • Up to $1,200/year for insulation, air sealing, and energy audits
  • Up to $3,200/year combined if you did both in the same year

These credits applied to the cost of materials and installation. No income limits. No phase-outs.

Heat Pump Tax Credits

30%
of project cost, up to $2,000/year

What Qualifies

  • Air-source heat pumps meeting CEE Tier requirements (most Mitsubishi systems qualify)
  • Heat pump water heaters meeting Energy Star requirements
  • Includes both equipment and installation labor costs

Stacking With Efficiency Maine

Federal tax credits could be claimed in addition to Efficiency Maine rebates. They were completely separate programs. Your Efficiency Maine rebate is deducted from your invoice upfront; your federal tax credit is claimed when you file your taxes. Together, they can offset 40–70% of your total project cost.

Insulation & Air Sealing Tax Credits

30%
of project cost, up to $1,200/year

What Qualifies

  • Insulation materials and installation (attic, wall, basement, crawl space)
  • Air sealing materials and installation
  • Home energy audits (up to $150 of the $1,200 annual limit)
  • Materials must meet IECC standards for your climate zone

The $1,200 annual cap is shared across all "building envelope" improvements, including insulation, air sealing, doors, and windows. If you're only doing insulation and air sealing, you can use the full $1,200 for those projects.

Claiming Your Federal Tax Credit

Unlike Efficiency Maine rebates, federal tax credits are claimed on your annual tax return. Here's how it works.

1

Save Your Receipts

Keep all invoices and receipts from your energy improvement project. We'll provide a detailed invoice that shows the qualifying equipment and installation costs.

2

File Form 5695

When you file your taxes, complete IRS Form 5695 (Residential Energy Credits). This calculates your credit amount based on your qualifying expenses.

3

Claim on Your Return

Transfer the credit amount from Form 5695 to your Form 1040. The credit reduces your tax liability dollar-for-dollar. It's not just a deduction.

Stacking Rebates + Tax Credits for Maximum Savings

The best part about federal tax credits? They stacked with Efficiency Maine rebates. These were two completely separate programs, so homeowners could take advantage of both on the same project.

Example: 3-Zone Heat Pump Installation

Total project cost$14,000
Efficiency Maine rebate (60–120% AMI)- $5,000
Federal tax credit (30%, max $2,000)- $2,000
Your net cost$7,000

That's a 50% reduction in your out-of-pocket cost. And for income-qualified households (under 60% AMI), the savings can be even greater, with Efficiency Maine covering up to $7,500 for a 3-zone system.

Example: Whole-Home Insulation + Air Sealing

Total project cost$8,000
Efficiency Maine rebate (60–120% AMI)- $5,500
Federal tax credit (30%, max $1,200)- $1,200
Your net cost$1,300

That's over 80% off the total cost. Weatherization projects for income-qualified households can sometimes be fully covered between state rebates and federal credits.

Efficiency Maine Rebates Are Still Available

Federal credits have expired, but Efficiency Maine rebates can still offset 30–60% of your project cost. Schedule a free assessment to find out what you qualify for.

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